The Invest America Act
Invest America accounts are expected to open for families on July 4, 2026.
America’s promise has always been that every person can make a living and move upward, no matter where they start. For too many families, that promise has felt distant. Wages haven’t kept up, costs keep climbing, and the path forward can feel out of reach before it even begins. Parents see the odds and worry their kids won’t be better off than they are.
The Invest America Act was created to respond to that crisis of confidence with a straightforward idea that has big impact: personal, government-seeded investment accounts for every eligible child. The vision isn’t just financial; it’s motivational. When a child can watch their savings grow over time, they see the future getting bigger, not smaller. That experience builds hope, habit, and a sense of ownership, laying a foundation for upward mobility.
Building on the foundation of substantial research and similar local programs across the country, a large and diverse coalition united in support of this idea. Business leaders like Michael Dell, Brad Gerstner, Dara Khosrowshahi, and Jensen Huang—who recognize the power of compounding—stepped up to voice their support. The policy was included in the 2025 tax legislation and was signed into law on July 4, 2025.
Today, federal agencies and trusted providers are building easy enrollment, simple low-cost investment options, and clear contribution rules so families, employers, and local groups can add funds with confidence. Ongoing work focuses on streamlining sign-ups, reaching the hardest-to-reach families, and ensuring stability and transparency as the program scales. The aim is the same everywhere: make participation easy, trustworthy, and as close to universal as possible.
America’s promise remains within reach. The Invest America Act brings it closer for every child.