Information Provided for Educational Purposes Only. The content on this website provides a general summary of recently enacted legislation. The U.S. Department of the Treasury and/or other government agencies have not yet issued final rules or guidance on the implementation and administration of the program. Accordingly, the actual mechanics and operation of the law in practice may differ from the information presented here. We make no representations or warranties regarding the accuracy or completeness of this summary or how the law will be applied.

No Guarantee of Investment Returns. Please be aware that any investment account, including the early childhood investment accounts described herein, is subject to market fluctuations and other investment risks. The value of the account may increase or decrease over time, and there is no guarantee of any specific rate of return. The principal invested is not guaranteed, and it is possible that the value of the account could be less than the amount contributed. Past performance, including of the U.S. stock market, is not an indicator of future results.

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